Another day, another headline about the latest moves by one of the big four banks to grow market share.

It doesn’t seem that long ago that the banks were battening down the hatches, tightening lending criteria and generally indicating that they weren’t that keen on home loan business.

What a difference a few months can make!

The big four banks have made it very clear that it’s “game on” while many smaller lenders are in hot pursuit of new business.

While this is good news for the mortgage holding public and those looking to make their first foray into the property market, it is also a very confusing time for many. Should I change lenders? Would that new product be better for me? Am I on the best interest rate?

If you’d like some real, honest advice on the home loan product and structure that is best for your individual needs,call Brad.